Tech
Invest your money towards the brands you rely on everyday like Apple, Facebook and Google
Learn moreWhy invest?
Investing can be a great way to get more from your money
We are all born with dreams like owning your own home, an education for your kids, a comfortable retirement someday and a little fun along the way. Becoming investors can help us achieve them.
FirstStep gives you access to a range of 'Investment Options'. Each represents a different mix of investments and each feels and is different. FirstStep’s range of Investment Options allows you to choose what sort of investment portfolio you will have.
The core of your portfolio
To help you get started, our investment committee have put together three simple options - defensive, balanced and growth.
Defensive
For the laid-back investor
Exposure
Defensive Assets
65%
Growth Assets
35%
Low risk, lower return
- Risk
- Return
- Lower
- Med
- Higher
Balanced
For the middle of the road warrior
Exposure
Defensive Assets
40%
Growth Assets
60%
Medium risk, medium return
- Risk
- Return
- Lower
- Med
- Higher
Growth
For the long term adventurer
Exposure
Defensive Assets
5%
Growth Assets
95%
High risk, higher return
- Risk
- Return
- Lower
- Med
- Higher
Core investment options invest in three exchange traded products (Australian Shares Index, International Shares Index, Australian Fixed Income) managed by Vanguard and gives exposure to a diversified investment portfolio focussed on your choice of risk
Make your portfolio your own
The thematic Investment Options let you dress up your portfolio to match your mood, your world view, what you like and dislike, what's important to you. They're investment add ons which flavour your basic approach so that your investing can be more like you.
You can change the core investment option and add as many thematic options as you want through the App. It's up to you.
Withdraw funds anytime
Open the App and withdraw your funds back into your bank account at any time. We usually pay money to your linked account pretty quickly.
Don't sweat the big stuff
FirstStep manages each Investment Option, doing the hard things like choosing which things to invest in and when, portfolio rebalancing, and reinvesting dividends.